| |
6/1/2009: Important
Notice - The estimated waiting time for the HCV program
is 2+ years. Click HERE
for other affordable housing options.
|
|
| |
1. What are housing choice
vouchers: The housing choice voucher program
(HCV) is the federal government's program for
assisting low-income families, the elderly, and the
disabled to afford decent, safe, and sanitary housing
in the private market. HCVs are administered throughout
Winnebago County by the Oshkosh / Winnebago County Housing
Authority (HA).
Since housing assistance is provided on behalf of the
family, participants are able to find their own housing,
including single-family homes, townhouses and apartments.
The participant is free to choose any housing that meets
the requirements of the program. This unit may include
the family's present residence. Rental units must meet
minimum
standards of health and safety, as determined by
the HA. See our "How
To Find a Rental Unit" guide.
The HA receives federal funds from the U.S.
Department of Housing and Urban Development (HUD)
to administer the voucher program. A family that is
issued a housing voucher is responsible for finding
a suitable housing unit of the family's choice where
the owner agrees to rent under the program. The HA also
maintains a current list of approved units. A housing
subsidy is paid to the landlord directly by the HA on
behalf of the participating family. The family then
pays the difference between the actual rent charged
by the landlord and the amount subsidized by the program.
|
|
| |
2. Am I eligible:
Eligibility for a housing voucher is determined by the
HA based on income and family size, and is limited to
US citizens and specified categories of non-citizens
who have eligible immigration status. In general, the
family's income may not exceed 50% of the median income
for the county or metropolitan area in which the family
chooses to live. By law, a HA must provide 75 percent
of its voucher to applicants whose incomes do not exceed
30 percent of the area median income. See the current
Income Guideline Limits.
During the application process, the HA will collect
information on family income, assets, and family composition.
The HA will verify this information with other local
agencies, your employer and bank, and will use the information
to determine program eligibility and the amount of the
housing assistance payment. If the HA determines that
your family is eligible, the HA will put your name on
a waiting list, unless it is able to assist you immediately.
|
|
| |
3. How do I apply:
If you are interested in applying, contact the Oshkosh/Winnebago
County Housing Authority and request an application.
You can request utilizing any of the following methods:
- Mail: Mail an application request letter to Housing
Choice Voucher Program, PO Box 397, Oshkosh, WI 54903.
Include your full name, mailing address, city, state,
and zip code in the request letter. Indicate the number
of adults and the number of children residing in the
household.
- Phone: Call 920.424.1450 and follow the menu options.
Request an application by clearly stating your full
name, mailing address, city, state, and zip code.
Indicate the number of adults and the number of children
residing in the household. Don't forget to mention
that you would like a Housing Choice Voucher application
mailed to you.
- In Person: Stop in at the main office, located at
600 Merritt Avenue, Oshkosh, WI. Click
here for a map. Office hours are Monday through
Friday, 8:00 A.M. to 4:30 P.M.
- Email: Send an email request for an application
to info@ohawcha.org. Include in the subject
line: HCV Application Request. In the message, please
include your full name, mailing address, city, state,
and zip code in the request letter. Indicate the number
of adults and the number of children residing in the
household. Please note that email responses will generally
take 7-10 business days. (As an email would require
Internet access, please consider downloading and printing
the application online, as listed above).
|
|
| |
4. How HCVs Function:
The housing choice voucher program places the choice
of housing in the hands of the individual family. A
very low-income family is selected by the HA to participate
and advised of the unit size for which it is eligible
based on family size and composition. The housing unit
selected by the family must meet an acceptable level
of health and safety before the HA can approve the unit.
When the voucher holder finds a unit that it wishes
to occupy and reaches an agreement with the landlord
over the lease terms, the HA must inspect the dwelling
and certify the rent requested is reasonable.
The HA determines a payment standard that is the amount
generally needed to rent a moderately-priced dwelling
unit in the local housing market and that is used to
calculate the amount of housing assistance a family
will receive. The housing voucher family must pay 30%
of its monthly adjusted gross income for rent and utilities,
and if the unit rent is greater than the payment standard
the family is required to pay the additional amount.
By law, whenever a family moves to a new unit where
the rent exceeds the payment standard, the family may
not pay more than 40 percent of its adjusted monthly
income for rent.
Once the HA approves an eligible family's housing unit,
the family and the landlord sign a lease and, at the
same time, the landlord and the HA sign a housing assistance
payments contract that runs for the same term as the
lease. This means that everyone -- tenant, landlord
and HA -- has obligations and responsibilities under
the voucher program.
|
|
| |
5.
The rent subsidy: The HA calculates the maximum
amount of housing assistance allowable. The maximum housing
assistance is generally the lesser of the payment standard
minus 30% of the family's monthly adjusted income or the
gross rent for the unit minus 30% of monthly adjusted
income. |
|
| |
6.
Moving with your voucher: A family's housing needs
change over time with changes in family size, job locations,
and for other reasons. HCV is designed to allow families
to move without the loss of housing assistance. Moves
are permissible as long as the family notifies the HA
ahead of time, terminates its existing lease within the
lease provisions, and finds acceptable alternate housing.
Those new voucher-holders not living in the jurisdiction
of the HA at the time the family applied for housing assistance
must initially lease a unit within that jurisdiction for
the first twelve months of assistance. |
|
| |
7.
Tenant Obligations: When a family selects a housing
unit, and the HA approves the unit and lease, the family
signs a lease with the landlord for at least one year.
After the first year the landlord may initiate a new lease
or allow the family to remain in the unit on a month-to-month
lease. The family is expected to comply with the lease
and the program requirements, pay its share of rent on
time, maintain the unit in good condition and notify the
HA of any changes in income or family composition. |
|
| |
8.
Landlord Obligations: The role of the landlord
in the voucher program is to provide decent, safe, and
sanitary housing to a tenant at a reasonable rent. The
dwelling unit must pass the program's housing quality
standards and be maintained up to those standards as long
as the owner receives housing assistance payments. |
|
| |
9.
Housing Authority Obligations: The HA administers
the voucher program locally. The PHA provides a family
with the housing assistance that enables the family to
seek out suitable housing and the PHA enters into a contract
with the landlord to provide housing assistance payments
on behalf of the family. If the landlord fails to meet
the owner's obligations under the lease, the PHA has the
right to terminate assistance payments. The PHA must reexamine
the family's income and composition at least annually
and must inspect each unit at least annually to ensure
that it meets minimum housing quality standards. |
|
| |
10. Family Self Sufficiency
Program: Family self-sufficiency (FSS) is a
HUD program that encourages communities to develop local
strategies to help voucher families obtain employment
that will lead to economic independence and self-sufficiency.
The HA works with welfare agencies, schools, businesses,
and other local partners to develop a comprehensive
program that gives participating FSS family members
the skills and experience to enable them to obtain employment
that pays a living wage.
An interest-bearing FSS escrow account is established
by the HA for each participating family. An escrow credit,
based on increases in earned income of the family, is
credited to this account by the HA during the term of
the FSS contract. If the family completes the contract
and no member of the family is receiving cash welfare
assistance, the amount of the FSS account is paid to
the head of the family.
To be eligible for the FSS program, you must be a current
recipient of a voucher and must be in good standing
with the HCV program (you can not owe the HA money).
apply for the FSS program, download the online FSS
Application HERE. Print off the application,
read throught the instructions and program description,
fill out the application, and return it to Oshkosh Housing
Authority FSS Program, PO Box 0397, Oshkosh, WI 54903.
|
|
| |
11. Additional HCV Information:
For additional information about the voucher program,
contact either the local PHA serving your community
or the Office of Public Housing within your local HUD
office. There may be a long wait for assistance under
the housing voucher program. If the PHA also administers
the public housing program, applicants for the housing
choice voucher program may also ask to be placed on
the waiting list for the public housing program.
You can also locate answers to many questions on the
Frequently Asked Questions page.
|
|
| |
BACK
TO APPLICANT HOME PAGE |
|
|